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Dive Accident Insurance

 

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Personal Accident & Medical Expense Insurance

 

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PERSONAL ACCIDENT AND

MEDICAL EXPENSE INSURANCE

Indonesia Short-Term Program

 

This Personal Accident and Medical Expense Insurance coverage is provided under a group policy issued to DAN Asia Pacific. Upon receipt of confirmation from DAN Asia-Pacific that you are enrolled in the “Indonesia Short-Term Dive Accident Insurance Program”, you are eligible for the benefits described herein. Traveler EMS, through its insurance underwriters, will pay these benefits subject to the terms, conditions and limitations contained herein up to an aggregate Maximum Lifetime Benefit of US$100,000. Lower benefit limits may apply to certain individual benefits as itemized below.

Coverage Period: 10 days or 30 days (depending on the policy purchased)

Coverage Territory: Limited to diving within the territorial boundaries of the Republic of Indonesia

HOW TO USE BENEFITS

An Insured may call for assistance 24 hours a day, 365 days a year through the DAN Asia-Pacific dedicated diving emergency and non-diving emergency telephone numbers. Where a local phone number is not available, the Insured may call collect.

If the Insured has a Diving Accident within the territorial boundaries of the Republic of Indonesia, Traveler EMS will pay Medical Expenses subject to the limits described herein. Other Medical Assistance, Legal Assistance and Travel Assistance Services are available when the Insured is on a Trip. A Trip is defined as traveling for recreational purposes at least 50 miles/80 kilometers from the Insured’s Residence. The Insured’s Residence is that location where the Insured has a home and principal establishment, where the Insured has been living for at least the past three (3) months, and where the Insured has a present intent to remain for at least an additional three (3) months. Personal Services and Travel Information is available prior to departure, during a Trip, and after the Insured’s return.

NOTIFICATION REQUIREMENT

An Insured must contact DAN Asia-Pacific in order to use the Travel Assistance benefits. If an Insured becomes ill or injured, proceed immediately to the closest emergency medical facility. In such cases, the local attending Physician or hospital will usually notify DAN Asia-Pacific. However, the Insured is still responsible for ensuring that DAN Asia-Pacific is notified. If emergency circumstances exist which prevent the Insured from giving immediate notice to DAN Asia-Pacific, notice must be given as soon as possible under the circumstances. If the Insured fails to timely inform DAN Asia-Pacific of the medical emergency, the benefits available may be reduced or denied at the discretion of Traveler EMS.

The services available to the Insured will be provided by Traveler EMS and its program partners. All services must be arranged and paid for directly by Traveler EMS.

 

 

DETAILS OF COVERAGE

MEDICAL EXPENSES

I. Diving Accident Medical Expense Coverage

Traveler EMS will pay for 100% of the Covered Charges incurred as a result of a Diving Accident, up to the maximum benefit shown in the benefits schedule attached to this policy……….NEXT

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Indonesia Office

Jalan Raya Bogor Km 17 Uniko D2
No.26-27 Lt.2 Pasar Induk Kramat Jati
Jakarta Timur, DKI Jakarta
Indonesia 13540
Phone   +62 21 29835344
+62 21 83704498
Whatsapp   +62 8161306755
Skype   +62 8161306755
WeChat ID   diveindonesia
Email   info@dive-indonesia.co.id

 

Malaysia Representative

Jalan Suria Puchong 4, No.31-1
Pusat Perniagaan Suria Puchong
Selangor - Malaysia 47110
  +60 12322 9296
  +60 16610 0209
  my@dive-indonesia.co.id

 

China Representative

Room 103 Unit 3 Building 2
Guan Yin Hui Yuan, Chao Yang
Beijing 100027
  +86 15010082865
  evasun1212
  cn@dive-indonesia.co.id

 

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